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Product and risk management: product and risk management is responsible for reviewing and underwriting kentucky farm bureaus (kfb) property and casualty insurance and providing service to. Risk exposure and risk management at korea first bank george allayannis darden graduate school of business, university of virginia world bank conference washington dc, may 2003 kfb's overall performance assets have been declining over time from 46,115 to 33,498 (ex 1) slideshow 149722.